Even if you’re in debt, you need a savings account. I’m a firm believer in that because until I had an account for unexpected expenses, I wasn’t really in control of my debt. I used to take every available penny and put it into my debt after paying for food, gas, rent, etc. The problem [...]
Life takes unexpected twists and turns to the best of us. While there are a number of things that are beyond our control, there are at least a half dozen things that are. 1. Keep your car properly maintained. Oil changes and air pressure in your tire will keep efficiency high. Regular oil changes with [...]
I’ve been an avid Quicken user for many years. I keep my bank accounts up to date every other day or more. Keeping close tabs on my spending and statements allowed me to find when my debit card had been used fraudulently, and my credit card charged by a subscription service without my authorization. In [...]
It’s a strange thing. I started off with much better financial sense then most. I started working my first job at 16. I saved every dollar that I made (which at $5.25/hr part time wasn’t much!). By the time I started college, I had $6000 in savings. I didn’t spend a dime, and my parents [...]
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