Taking Inventory of Unexpected Expenses
Written by Cathy
On unexpected expenses last year I spent:
$260 on new car battery (long story, it should NOT have been this much!)
$500 on new bike (old one stolen – sniff)
$500 on power window motor breaking on my car (arggggg)
$500 on medical expenses (met deductible, not counting copay that I didn’t keep track of)
$150 on vet bills
$1200 on dental bills (I don’t have dental insurance and I hadn’t been to a dentist in a very long time {blush}]
Grand Total: ~$3110
Yeeeeeesh. And I don’t have kids – I can’t imagine what it would be for things like swallowing a penny or day care diseases. Yeah, so glad that I budgeted a rainy day fund savings account, even though I was carrying a high balance debt. I paid for all of this in cash while paying down my credit cards. I’m convinced if I hadn’t set aside the money, I probably would still be in debt because I would have underbudgeted my expenses, missed a payment, causing my low rate interest on the credit card to rise exponentially.
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