The Lending Club Primer, Part 2

February 28, 2009

In my first installment, I gave a brief introduction on how to become a borrower or lender. Today I’m going to talk more about it as an alternative to a traditional bank loan, and an investment alternative or supplement. Alternative to a Traditional Bank Loan. In order to borrow from Lending Club, you will need [...]

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Frugality Means Efficiency

February 27, 2009

Frugality to me means efficiency. I use as much as I need because it’s efficient. There’s been a lot of discussion lately about stupid frugality and such. Take Trent from The Simple Dollar’s response to Ramit from IWillTeachYouToBeRich.com’s The Challenge. I draw the line at rewashing ziplock bags. Rewashing and reusing ziplock bags is not [...]

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Two Minute Update: What’s with all the Toilet Paper Stories?

February 26, 2009

The war on toilet paper is ON. Take it like a man, you yank snowflakes, and not only use less toilet paper, but like it rough n tough to save the world. American taste for soft toilet roll ‘worse than driving Hummers’

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The Lending Club Primer, Part 1

February 25, 2009

With the economy in an uncertain state, I’ve been looking for avenues to invest my money that is not related to the stock market. One of these is through the peer to peer lending site LendingClub.com. I’ve been a member since about April 2008, so here is my brief take on how it works, and [...]

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Preparing for The Unthinkable

February 24, 2009

I recently read Trent’s story from GetRichSlowly’s Where can you Turn if You Lose it All and it made me think about all the reasons I’ve worked so hard to be self sufficient. The summary: I received a long email recently from an utterly despondent woman (that I’ll call Ellen) who was caught in a [...]

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In Defense of Stupid Frugality

February 22, 2009

I use 2 tablespoons of cocoa. I conserve toilet paper. I am, what you would call, a stupid frugality person. Why do I like stupid frugality tips like use 2 tablespoons of cocoa instead of 3? Conserve toilet paper? They can’t save you more than pennies. What’s the point? Use as much as you want, [...]

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