Flu Prevention: Wash Your Hands!

April 30, 2009

The big thing in the news right now is the swine flu.  What’s the big deal, you might ask?
The first thing to know is the flu is always a serious illness.  Pneumonia complication from a flu is the 8th leading cause of death in the industrialized world.  If you’ve ever had a stuffy, running [...]

  • Share/Bookmark
7

Philanthropy in Tough Times

April 28, 2009

Give a hungry man a fish, you have fed him for a day.  Teach a hungry man to fish, you have fed him for a lifetime. – Proverb
I won’t deny it.  I wouldn’t mind being a millionaire.  But I do not want to sell my soul to do it.  I do not want to [...]

  • Share/Bookmark
6

A Tale of the American Car Company

April 27, 2009

My family was the poster child of the “Made in USA” label.  My father and grandfather were both mechanics that fed, clothed, and provided education for their families by being indirectly employed by the American car companies.  My uncle was a journeyman at General Motors in the 1990s.  The first cars I remember were [...]

  • Share/Bookmark
4

Financial Network Maps Roundup

April 24, 2009

Recently the article Creating Financial Network Maps for Budget Planning has become the most viewed article at Rainy Day Pennies.  It is linked in the following places:
See Some Other Financial Network Maps @ Bargaineering.com – Jim has an excellent video on how and why you should try making a Financial Network map. [...]

  • Share/Bookmark
12

On Being Self Reflective

April 22, 2009

Be the change you want to see in the world. – Mahatma Gandhi
When I come across a difficult situation or a conflict, the ask the question: What did I do to influence this?
The trick is to phrase it so only my direct actions are in the picture. The wrong answers are, "I should have [...]

  • Share/Bookmark
5

Saving Money on Mobile Phones: Pay as You Go Plans

April 22, 2009

About a year ago, I analyzed my mobile phone usage and found that I could save more by canceling my monthly plan and switching to a pay-as-you-go prepaid plan.  Pay as you go plans are NOT just for people with bad credit.  They are also for people who don’t use all their minutes, and [...]

  • Share/Bookmark
2

Smart Shopping: Best Clothing Value – Shoes!

April 21, 2009

Like many girls, I battled with my dress size going up and down. While I managed to keep it relatively stable in recent years, there was a time when I was a little more ‘curvy’ than I would have liked (160lbs on my tiny 5’0” frame). I donated those clothes to Goodwill, as I [...]

  • Share/Bookmark
24

9 Steps to Paying $35,000 in 5 Years

April 20, 2009

Last year I finished paying off $35,000 worth of credit card debt. I was unemployed for about a year. When I found a new job, I took a significant paycut. My debt to income ratio was about 78%. I did not declare bankruptcy, or settle with the credit card companies. I paid it off [...]

  • Share/Bookmark
7

Weird Recession Fact: Online Dating Enrollment Up

April 15, 2009

Ahhhh love and money.  Apparently people have a little more time on their hands to find that special someone.  Maybe they’re looking to settle down with someone to split the rent?
The Economist: A Boom in Online Dating

  • Share/Bookmark
2

Spotting a Phishing Scam

April 14, 2009

Spam and scams are on the rise again.  With the downturn in the economy, predators are looking for opportunity in others’ misfortune.  The best defense is vigilance and knowledge.  Do you know how to protect yourself from a phishing scam?  If so, it never hurts to review the rules.

  • Share/Bookmark
30