Give a hungry man a fish, you have fed him for a day. Teach a hungry man to fish, you have fed him for a lifetime. – Proverb
I won’t deny it. I wouldn’t mind being a millionaire. But I do not want to sell my soul to do it. I do not want to [...]
My family was the poster child of the “Made in USA” label. My father and grandfather were both mechanics that fed, clothed, and provided education for their families by being indirectly employed by the American car companies. My uncle was a journeyman at General Motors in the 1990s. The first cars I remember were [...]
Recently the article Creating Financial Network Maps for Budget Planning has become the most viewed article at Rainy Day Pennies. It is linked in the following places:
See Some Other Financial Network Maps @ Bargaineering.com – Jim has an excellent video on how and why you should try making a Financial Network map. [...]
Be the change you want to see in the world. – Mahatma Gandhi
When I come across a difficult situation or a conflict, the ask the question: What did I do to influence this?
The trick is to phrase it so only my direct actions are in the picture. The wrong answers are, "I should have [...]
About a year ago, I analyzed my mobile phone usage and found that I could save more by canceling my monthly plan and switching to a pay-as-you-go prepaid plan. Pay as you go plans are NOT just for people with bad credit. They are also for people who don’t use all their minutes, and [...]
Like many girls, I battled with my dress size going up and down. While I managed to keep it relatively stable in recent years, there was a time when I was a little more ‘curvy’ than I would have liked (160lbs on my tiny 5’0” frame). I donated those clothes to Goodwill, as I [...]
Last year I finished paying off $35,000 worth of credit card debt. I was unemployed for about a year. When I found a new job, I took a significant paycut. My debt to income ratio was about 78%. I did not declare bankruptcy, or settle with the credit card companies. I paid it off [...]
Ahhhh love and money. Apparently people have a little more time on their hands to find that special someone. Maybe they’re looking to settle down with someone to split the rent?
The Economist: A Boom in Online Dating
Spam and scams are on the rise again. With the downturn in the economy, predators are looking for opportunity in others’ misfortune. The best defense is vigilance and knowledge. Do you know how to protect yourself from a phishing scam? If so, it never hurts to review the rules.