Productivity: Do Your Less Important Item First

April 13, 2009

Reading the title, you may think I’m crazy.  I am, but not today.  I am caffeinated. Doing your less-than-most important item first flies in the face of productivity.  That’s anti-productivity, isn’t it?  To find balance,  sometimes you need to flip the world upside down. Take the case with our busy lives.  We buy productivity books, [...]

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Loaning Money to Friends and Family

April 12, 2009

I have a simple rule when loaning money to friends or family.  I don’t.  If a friend or family member asks to borrow money, I give them a gift.  I never give them anything and expect it back.  I never ask about it.  I don’t have strings attached.  I don’t want them to become indebted [...]

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Why I Don’t Buy Diamonds

April 12, 2009

Not only are they outrageously expensive, but its difficult to know whether they are ethical and conflict-free.  Not just the blood diamonds in a far away place like Africa, but also from resellers like Zales. Zales claims to buy diamonds from conflict free zones, but seems to have a different ethical problem. Zales Fires Top [...]

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ING To Sell $10.6 Billion in Assets

April 9, 2009

ING Direct is a popular online bank among personal finance and geek enthusiast web sites, originally one of the top performers among the ‘high yield’ online banks. While they no longer hold that crown, they remain popular for their friendly banking interface and ‘gotcha’ free bank policies. As popular as it is, ING Direct’s parent [...]

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Lending Club Gaining Popularity

April 8, 2009

I’ve been a member of Lending Club since early 2008. I first found out about it on Debt Kid’s blog. What initially attracted me to it was I recently finished paying off the last of my debt. Angry about the tricks credit card companies had played on me, I wanted a way to help others.  [...]

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Comparison Shopping: Getting the Best Deal

April 7, 2009

If you ever travel in Asia, you might see customers and merchants yelling at each other.  It’s quite heated – they both look really angry.  They look like they’re about to get into a brawl.  Then suddenly there is an exchange of money and the customer walks off with their product.  They both look pleased [...]

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Love and Money

April 6, 2009

 “They do not love that do not show their love. The course of true love never did run smooth. Love is a familiar. Love is a devil. There is no evil angel but Love”. – William Shakespeare from ‘Love’s Labour’s Lost’ Money is often cited as the leading cause of divorce in the western world.  [...]

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What to Do When Your Company Stop Matching Your 401K

April 3, 2009

This has been a rough year for almost every company out there.  Every company has to do banking, so even if they aren’t a publicly traded company, they are feeling the pinch. My employer planned to expand their 401K plan for this year.  They sent a letter on Monday regretting that they would not be [...]

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Creating Financial Network Maps for Budget Planning

April 2, 2009

I use mind maps frequently in my work as a software automation developer.  They are extremely powerful and useful tools to quickly sketch relationship diagrams and to figure out where there is redundancy and inefficiency.  It is an excellent note taking method with a variety of applications as well. I also find it useful for [...]

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Weird Recession Fact: Shark Attacks on Decline

April 1, 2009

No, this is not an April Fool’s joke! Apparently due to the economic slump, shark attacks are on the decline.  Fewer people vacationing = fewer bodyboarding snacks for sharks. Shark Attacks Decline Worldwide in Midst of Economic Recession Are you avoiding shark infested waters due to the recession?

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