Recently the article Creating Financial Network Maps for Budget Planning has become the most viewed article at Rainy Day Pennies. It is linked in the following places:
See Some Other Financial Network Maps @ Bargaineering.com – Jim has an excellent video on how and why you should try making a Financial Network map. [...]
About a year ago, I analyzed my mobile phone usage and found that I could save more by canceling my monthly plan and switching to a pay-as-you-go prepaid plan. Pay as you go plans are NOT just for people with bad credit. They are also for people who don’t use all their minutes, and [...]
I use mind maps frequently in my work as a software automation developer. They are extremely powerful and useful tools to quickly sketch relationship diagrams and to figure out where there is redundancy and inefficiency. It is an excellent note taking method with a variety of applications as well.
I also find it useful for [...]
On unexpected expenses last year I spent:
$260 on new car battery (long story, it should NOT have been this much!)$500 on new bike (old one stolen – sniff)$500 on power window motor breaking on my car (arggggg)$500 on medical expenses (met deductible, not counting copay that I didn’t keep track of)$150 on vet bills$1200 on [...]
They keep coming. Arg! The need-to-fix-now expenses I have had in the past 3 months:
The Battery in My Car Died. I had the battery replaced, but the tech either overtightened the bolt on the contact, or the battery contact was larger than the terminal for my replaced battery. Turned out to [...]
Blogging Away Debt has an article about how an emergency fund helped her keep her cool during unexpected expenses via taxes. More About Emergency Funds, Rainy Day Funds, or Whatever You Want to Call Them”
There are a couple of things she mentions that I can relate to:
She was against the idea of having money in [...]
Even if you’re in debt, you need a savings account. I’m a firm believer in that because until I had an account for unexpected expenses, I wasn’t really in control of my debt.
I used to take every available penny and put it into my debt after paying for food, gas, rent, etc. [...]
Life takes unexpected twists and turns to the best of us. While there are a number of things that are beyond our control, there are at least a half dozen things that are.
1. Keep your car properly maintained. Oil changes and air pressure in your tire will keep efficiency high. Regular oil [...]
I’ve been an avid Quicken user for many years. I keep my bank accounts up to date every other day or more. Keeping close tabs on my spending and statements allowed me to find when my debit card had been used fraudulently, and my credit card charged by a subscription service without my [...]
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