About a year ago, I analyzed my mobile phone usage and found that I could save more by canceling my monthly plan and switching to a pay-as-you-go prepaid plan. Pay as you go plans are NOT just for people with bad credit. They are also for people who don’t use all their minutes, and [...]
“They do not love that do not show their love. The course of true love never did run smooth. Love is a familiar. Love is a devil. There is no evil angel but Love”. – William Shakespeare from ‘Love’s Labour’s Lost’
Money is often cited as the leading cause of divorce in the western world. When [...]
In the MSNBC article $38 for a cup of coffee? Use debit card wisely, the part that really raised my shackles was this quote from the banking industry:
It’s no surprise the banking industry supports the opt-out proposal while consumer groups want the rule that requires customers to opt-in. The American Bankers Association says not only [...]
My philosophy to finances is I am the Chief Financial Officer (CFO) of my life. I wouldn’t want a sloppy accountant running the books to my business. Since I am in charge of my own bank accounts, I would be the accountant in this case, so I better not be sloppy.
I have my bank accounts [...]
In Ramit Sethi’s new book I Will Teach You To Be Rich, he demonstrates the power of compound interest with the example of Smart Sally and Dumb Dan. (There is an error as of this writing as mentioned in Calculation Error in Book I Will teach You to be Rich, but the point and the [...]
I have the privilege of being a part of Ramit Sethi’s private book launch community for his newest upcoming book, I Will Teach You To Be Rich. The first chapter is available for free at SlideShare: First Chapter of I Will Teach You to be Rich book. As pointed out on Lifehacker: Read the First [...]
All investments carry risk. There are no guarantees, and Lending Club is certainly no exception. In The Lending Club Primer, Part 2, we explored Lending Club as an alternative to a traditional bank loan, and as an alternative or supplement to your investments. As with all investments, we must be well informed about the risks.
When [...]
In my first installment, I gave a brief introduction on how to become a borrower or lender. Today I’m going to talk more about it as an alternative to a traditional bank loan, and an investment alternative or supplement.
Alternative to a Traditional Bank Loan. In order to borrow from Lending Club, you will need a [...]
With the economy in an uncertain state, I’ve been looking for avenues to invest my money that is not related to the stock market. One of these is through the peer to peer lending site LendingClub.com. I’ve been a member since about April 2008, so here is my brief take on how it works, and [...]
According to my info at yodlee, I now have a positive net worth!
Of 1,687.28. Woohoo! I have not yet paid off the credit card because I need to have a savings account for the unexpected. I have a dentist appointment coming up, and I don’t have dental insurance. My best friend [...]
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